Your TSP Was Designed for Accumulation. Not for Protecting What You've Built.
Wall Street's institutional investors use AI-driven tactical models to protect their portfolios when markets turn. Now you can too — without leaving the safety of your federal benefits structure.
When Markets Sold Off in 2008, Wall Street Got Out First. Did Your TSP?
By mid-2008, institutional investors were already exiting U.S. and international equities. By August and September, they were out of bonds and gold too. Main Street didn't get the memo — and TSP participants had no sell discipline protecting them.
38%
C Fund loss in 2008
8 mo.
Head start Wall St. had over Main St.
$0
Sell discipline provided by TSP default funds
This wasn't bad luck. It was a pattern that repeated in 2001–2003. Insiders sell first. Main Street feels it last. Your TSP default funds have no mechanism to respond.
WHO THIS IS FOR
AI Tactical Models Are Now Available to Federal Employees — Not Just Wall Street
The same trend-following and point-and-figure technical analysis used by institutional managers is now accessible through ETFs, tactical mutual funds, and Fixed Index Annuities. Build a sell discipline around your existing FERS, FEGLI, and TSP benefits.
C Fund Alternative
AI-Driven Tactical Equity
Tactical ETFs with built-in trend signals and exit disciplines — capturing upside while protecting against 38% drawdowns.
F Fund Alternative
Fixed Index Annuities
FIAs with bond-index-linked strategies offering higher cap rates and AI-driven alternative indexes — with zero principal risk.
S Fund Alternative
Small-Cap Tactical Models
Small-cap tactical strategies using momentum and relative strength indicators — the same methodology used by institutional managers.
Global View Capital Advisors · RIA
The Federal Fortress Plan™ Retirement Readiness Survey
Designed exclusively for federal career professionals and retirees. Discover how a structured, bucket-based retirement strategy may align with your goals.
12 Questions
5–7 Minutes
Instant Score
Survey ProgressQuestion 1 of 12
Section 1 · Your Federal Income Foundation
Question 1 of 12
Which of the following best describes your current relationship with federal employment?
Active federal employee — currently working, planning retirement within 1–5 years
Active federal employee — more than 5 years from retirement
Recently retired — within the last 1–3 years
Retired — more than 3 years ago
Section 1 · Your Federal Income Foundation
Question 2 of 12
Which federal retirement system are you covered under?
FERS — Federal Employees Retirement System
CSRS — Civil Service Retirement System
Not sure — I would need to check my benefits statement
Section 1 · Your Federal Income Foundation
Question 3 of 12
When you add together your expected FERS annuity and Social Security, roughly what percentage of your projected monthly retirement expenses will those two sources cover?
💡 For many federal employees, FERS + Social Security covers 40–70% of pre-retirement income. The gap is what your TSP and other savings must bridge.
Less than 40% — my guaranteed income will cover under half my expenses
40%–60% — roughly half my expenses will be covered by guaranteed income
60%–80% — most of my basic expenses will be covered
Over 80% — my guaranteed income will nearly cover all of my needs
Section 2 · Income Security & Guaranteed Income
Question 4 of 12
Beyond your FERS annuity and Social Security, how important is it to you to have additional guaranteed lifetime income from your TSP or other savings?
💡 Fixed index annuities with lifetime income riders allow TSP assets to generate a guaranteed monthly income stream starting in 6–10 years — similar to a personal pension.
Very important — I want as much of my retirement income guaranteed as possible
Somewhat important — I want a guaranteed income floor, but flexibility matters too
Not a priority — I'm comfortable drawing from my investments as needed
Unsure — I haven't thought through this in depth yet
Section 2 · Income Security & Guaranteed Income
Question 5 of 12
For Bucket 1 — your short-term cash and safety reserves covering years 1–3 of retirement — what annual return would satisfy you, knowing this money carries zero stock market risk?
💡 Bucket 1 instruments include high-yield savings accounts, money market funds, short-term CDs, and your FERS Special Retirement Supplement (if eligible). Safety and liquidity are the priority here.
1%–2% — I just want this money safe and accessible; return is secondary
3%–5% — a modest return is acceptable for this safety bucket
5%–7% — I'd want a competitive return even on safe money
Over 7% — if it's not earning that much, I'd rather invest it differently
Section 2 · Income Security & Guaranteed Income
Question 6 of 12
For Bucket 2 — your intermediate stability reserves covering years 3–6 — what annual return would you consider satisfactory, knowing this bucket also carries no stock market risk?
💡 Bucket 2 instruments include Treasury bonds, the TSP G-Fund, and fixed-rate annuities from highly-rated carriers such as Allianz, Nationwide, or Pacific Life. These provide guaranteed growth with full principal protection.
3%–5% — similar to Bucket 1 is fine; I value the security
6%–8% — this return range, guaranteed and market-risk-free, would satisfy me
8%–10% — I'd need near double-digit returns to keep money out of equities
Over 10% — I don't see the point in Bucket 2 at lower returns
Section 3 · Market Risk & Growth Strategy
Question 7 of 12
How did you respond emotionally and financially during the market declines of 2020 or 2022 — years when stock portfolios dropped 20%–35%?
I sold or reduced my holdings — I couldn't stomach the losses
I held on nervously — I stayed invested but it was very stressful
I stayed the course calmly — I understood it was temporary and didn't panic
I bought more — I saw it as a buying opportunity
Section 3 · Market Risk & Growth Strategy
Question 8 of 12
The Federal Fortress Plan™ uses tactical investment models for growth buckets — algorithm-driven strategies that signal an exit when market trends deteriorate, rather than riding losses all the way down. How appealing is this approach to you?
💡 Unlike traditional "buy and hold," tactical models use technical trend indicators to exit equity positions before severe downturns. This is not market timing — it's a rules-based sell discipline that removes emotional decision-making.
Very appealing — having a defined exit strategy for my growth assets is exactly what I want
Somewhat appealing — I'm open to it, but I'd want to understand it better first
Neutral — I prefer long-term buy-and-hold and don't mind riding out downturns
Not appealing — I prefer to manage my own investments without algorithm-driven models
Section 3 · Market Risk & Growth Strategy
Question 9 of 12
For Buckets 3 and 4 — your long-term growth assets that won't be touched for 6–10+ years — what annual return range would you consider a success, understanding these involve some market exposure?
6%–8% — I prefer more conservative growth even in long-horizon buckets
8%–12% — moderate growth with managed risk is my preference
10%–15% — I want meaningful growth for my long-term legacy assets
As much as possible — these are my growth assets and I want maximum long-term return
Section 4 · Plan Portability & Independence
Question 10 of 12
The Federal Fortress Plan™ is specifically designed to be portable and advisor-independent — meaning the plan continues functioning even if you change advisors, move, or the RIA firm changes. How important is this to you?
💡 Your plan uses instruments you recognize — T-bills, G-Fund, Fidelity or Vanguard funds, and annuities from nationally recognized carriers — so you're never locked in or dependent on a single firm.
Very important — I want full control and independence from any single advisor or firm
Somewhat important — I value portability, but I'm also open to ongoing advisory relationships
Not a priority — I'm comfortable relying on an advisor long-term
Section 4 · Plan Portability & Independence
Question 11 of 12
Do you have a formal, written retirement income distribution plan today — one that addresses what you'll draw from, in what order, and what happens during a market downturn?
Yes — I have a comprehensive written plan I follow
Partially — I have a general idea but nothing fully documented
No — I don't have a formal plan; I manage things as they come
Not yet — I'm in the process of building one
Section 5 · Your Primary Concern
Question 12 of 12
When you think about your retirement, which single concern keeps you up at night the most?
Outliving my money — running out of assets before I run out of time
A major market crash — a severe drop destroying my portfolio early in retirement
Inflation eroding my purchasing power — my fixed income not keeping up over time
Healthcare costs — unexpected medical expenses draining my savings
I'm not particularly worried — I feel confident in my current plan
Final Step
Where Should We Send Your Federal Fortress Plan™ Results?
Your tier result is ready. Tell us where to send it — we'll follow up with a complimentary, no-obligation review tailored to your situation.
Please fill in all fields with valid information.
Your information is used only for your Federal Fortress Plan™ consultation. We never sell or share your data.
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out of 36
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Your Federal Fortress Plan™ Alignment Score
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Score Interpretation
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Score Tiers — Where Do You Fall?
Federal Fortress Plan™ Alignment Tiers
Strong Fit
28–36
Good Fit
20–27
Potential Fit
12–19
Exploratory
Below 12
What This Means For You
The Next Step Is Clarity
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Important Disclosure: This survey is for educational purposes only and does not constitute investment, tax, or legal advice. Results are based on self-reported preferences and are intended to help you think through retirement income planning concepts. All investment strategies involve risk. Fixed annuity and fixed index annuity products are issued by insurance companies and are subject to carrier financial strength and applicable state regulations. Past performance of any investment model does not guarantee future results. Please consult with a qualified financial professional before making any financial decisions.
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WHY LISTEN TO ME
I Spent 24 Years on the Other Side of the Table.
As a federal banking regulator, I saw exactly how institutional investors managed risk — while Main Street was left without the same tools.
OCC — National Bank Examiner (20 Years)
Two decades examining investment portfolios and capital markets practices at national banks. I know how Wall Street institutions protect their money when markets turn.
Federal Home Loan Bank of Topeka (4 Years)
Deep expertise in mortgage banking, secondary mortgage markets, pipeline risk management, and derivatives used to manage interest rate risk.
Dorsey Wright Subscriber Since 2008
Point and figure technical analysis gave clear exit signals in mid-2008 — and re-entry signals in April–May 2009. The methodology works.
Fellow Federal Employee
I understand FERS, TSP, FEGLI, and the unique financial position of federal employees because I navigated the federal benefits system myself for over two decades.
